Dua for Protection from Debt, Loan,Torture,Weakness of Body,Brain and Organs,Laziness,Timidity,Fear,Fear of Audience, Fear of People, Dullness,Feebleness, Lethargy,Helplessness,Punishment of Grave,Trials of Life and Death,Tyranny,Cowardice,Miserliness,indolence, Senility,

 Anas (May Allah be pleased with him) reported: The Messenger of Allah (sallallaahu ’alayhi wa sallam) used to supplicate: "Allahumma inni a`udhu bika minal-ajzi wal-kasali, wal-jubni wal-harami, wal-bukhli, wa a`udhu bika min `adhabil-qabri, wa a`udhu bika min fitnatil-mahya wal-mamat [O Allah! I seek refuge in You from helplessness (to do good), indolence, cowardice, senility, and miserliness; and I seek Your Protection against the torment of the grave and the trials of life and death].'' Another narration adds: "wa dala`id-daini wa ghalabatir-rijal (And from the burden of indebtedness and the tyranny of men).''
[Muslim].